Terms & Conditions

1. Acceptance of Terms

Welcome to Bouncing Ball Creations ("Company," "we," "our," or "us"). By accessing or using our website located at bouncingballcreations.com (the "Website"), any of our mobile or desktop applications (the "Apps"), or any products, tools, or content available for download or purchase through us (collectively, the "Services"), you agree to be bound by these Terms and Conditions ("Terms").

If you do not agree to these Terms in their entirety, you must immediately cease use of all Services. These Terms apply to all visitors, users, and anyone who accesses or uses the Services.

2. Use of the Website

You may use the Website for lawful purposes only. You agree not to:

• Use the Website in any way that violates applicable local, state, national, or international law or regulation.
• Transmit any unsolicited or unauthorized advertising or promotional material (spam).
• Attempt to gain unauthorized access to any portion of the Website or its related systems.
• Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Website.
• Use any robot, spider, scraper, or other automated means to access the Website for any purpose without our prior written permission.
• Introduce any viruses, trojans, worms, or other material that is malicious or technologically harmful.

We reserve the right to terminate or restrict your access to the Website at any time, for any reason, without notice.

3. Use of Our Applications

3.1 Trading Journal App

Our Trading Journal application ("Trading Journal") is a personal record-keeping and journaling tool designed to help users log, organize, and review their own trading activity. The Trading Journal is provided strictly as a productivity and organizational aid.

• The Trading Journal does not provide financial advice, investment recommendations, market analysis, or any form of guidance regarding the purchase or sale of securities, commodities, cryptocurrency, or any other financial instrument.
• Any data you enter into the Trading Journal is for your personal record-keeping only. We are not responsible for any decisions made based on information recorded in the app.
• You are solely responsible for the accuracy of data you enter and any actions you take based on that data.
• Past performance logged in the Trading Journal does not guarantee or predict future results.

3.2 Game App

Our game application(s) ("Game App") are provided for entertainment purposes only. By using the Game App you agree to:

• Use the Game App only for personal, non-commercial entertainment.
• Not reverse-engineer, decompile, modify, or create derivative works of the Game App.
• Not use cheats, bots, exploits, or unauthorized third-party software in connection with the Game App.
• Not use the Game App in any way that could damage, disable, or impair our servers or networks.

3.3 General App Terms

The following apply to all Bouncing Ball Creations Apps:

• You are granted a limited, non-exclusive, non-transferable, revocable license to use the Apps for your personal, non-commercial use.
• You may not sublicense, sell, resell, transfer, assign, or otherwise commercially exploit the Apps.
• You must be at least 13 years of age (or the minimum age required in your jurisdiction) to use our Apps. Users under 18 require parental or guardian consent.
• We reserve the right to update, modify, suspend, or discontinue any App at any time with or without notice.

4. Products, Downloads & Purchases

Bouncing Ball Creations may offer digital products, templates, tools, or other downloadable content (collectively, "Products") for free download or purchase through the Website or Apps.

4.1 Digital Products

• All digital Products are provided "as is." We make no representations or warranties regarding the fitness of any Product for a particular purpose.
• Upon successful purchase or download, you are granted a limited, non-exclusive, non-transferable license to use the Product for your personal or internal business use only.
• You may not redistribute, resell, sublicense, or share purchased Products without our express written consent.

4.2 Refunds

Due to the digital nature of our Products, all sales are generally final. Refunds may be issued at our sole discretion in cases of technical errors that prevent download or access. To request a refund, contact us at contactus@bouncingballcreations.com within 7 days of purchase on our contact page. All subscription services must be cancelled within 30 days of your next billing cycle.

4.3 License Restrictions

Unless explicitly stated otherwise, you may not:

• Copy, reproduce, or duplicate any purchased Product beyond personal use.
• Modify or create derivative works without written permission.
• Use any Product for illegal or unauthorized purposes.

5. Payment Processing

Purchases made through Bouncing Ball Creations are processed by trusted third-party payment processors, including Stripe and Apple Pay / Google Pay. By making a purchase, you agree to their respective terms and privacy policies.

• Stripe: stripe.com/legal
• Apple Pay: Subject to Apple's Terms of Service.
• Google Pay: Subject to Google's Terms of Service.

We do not store your full payment card details on our servers. All payment information is encrypted and handled directly by our payment processors in compliance with PCI-DSS standards.

You represent and warrant that you are authorized to use the payment method provided, that payment information is true and complete, and that you will promptly notify us of any changes to your payment information.

All prices are listed in U.S. Dollars (USD) unless otherwise stated. Applicable taxes may be added at checkout depending on your location.

6. Maintenance & Availability

The Services may be temporarily unavailable due to scheduled maintenance or updates, unplanned technical issues or server downtime, third-party service failures, or events beyond our reasonable control including internet outages, natural disasters, or force majeure events.

We will use our best effort to provide advance notice of scheduled maintenance where practicable and to restore Services promptly following any disruption. We are not liable for any loss, damage, or inconvenience caused by unavailability of the Services.

7. Intellectual Property

All content on the Website and within the Apps — including but not limited to text, graphics, logos, icons, images, audio clips, code, and software — is the property of Bouncing Ball Creations or its content suppliers and is protected by United States and international intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or in any way exploit any content without our prior written consent, except as expressly permitted by these Terms.

The Bouncing Ball Creations name, logo, and all related product and service names, design marks, and slogans are trademarks of Bouncing Ball Creations. Nothing in these Terms grants you any right to use our trademarks.

8. User Content & Conduct

If any of our Services permit you to submit, upload, or share content, you retain ownership of your content. By submitting content, you grant us a non-exclusive, royalty-free, worldwide license to use, store, and display such content solely to operate and improve the Services.

You agree not to submit content that is unlawful, defamatory, obscene, abusive, or threatening; infringes any third party's intellectual property rights; contains malware or harmful code; or impersonates any person or entity.

We reserve the right to remove any user content at our sole discretion without notice.

9. Disclaimers

We specifically disclaim any warranties regarding the accuracy or reliability of content on the Website or Apps, financial results based on use of the Trading Journal or any other tool, compatibility of the Apps with your device, and security of data transmitted through the Services beyond reasonable industry-standard protections.

Nothing on this Website or within any App constitutes financial, investment, tax, or legal advice. Always consult a licensed professional before making financial decisions.

10. Limitation of Liability

Some jurisdictions do not allow the exclusion or limitation of certain warranties or liabilities. In such jurisdictions, our liability is limited to the maximum extent permitted by law.

11. Indemnification

You agree to indemnify, defend, and hold harmless Bouncing Ball Creations and its officers, directors, employees, agents, and successors from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Services, your violation of these Terms, your violation of any applicable law or the rights of any third party, or any content you submit through the Services.

12. Privacy Policy

Your use of the Services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our data practices. By using the Services, you consent to our collection and use of data as described therein.

13. Changes to These Terms

We reserve the right to modify these Terms at any time. When we make changes, we will update the "Last Updated" date at the top of this page. Material changes will be communicated through the Website or via email where we have your contact information.

Your continued use of the Services after any changes constitutes your acceptance of the new Terms. If you do not agree to the modified Terms, you must stop using the Services.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in the United States. You agree to waive any right to a jury trial in any dispute arising out of or related to these Terms or the Services.

15. Contact Us

If you have any questions about these Terms and Conditions, please contact us:

• Website: bouncingballcreations.com
• Email: legal@bouncingballcreations.com
• Support: support@bouncingballcreations.com